Everglade Legacy Advisors

It’s not about what you need. It’s about what your family needs when you’re not here.

Independent life insurance reviews for families, truck drivers, and anyone who wants a clear plan for final expenses, income, the house, or retirement.

Free 15-minute review · No obligation · Licensed professional

Older couple on the front porch of their home at sunset
  • 5+

    Years of insurance experience

  • NPN

    20128364

  • Independent

    Multiple highly rated carriers

  • Licensed

    Additional states via partners

We got you covered

Four ways to protect the people who depend on you.

Pick the page that matches what you actually need. Each review is free, and you only move forward if it fits.

  • Adult daughter reviewing papers with her father

    Burial & last bills

    Final Expense

    A small whole life policy designed so funeral, burial, and other end-of-life expenses are not left to the people you love. Premiums are designed to stay level. Coverage can last a lifetime if premiums are paid.

  • Family together in a living room

    Family protection + cash value

    Indexed Universal Life

    Permanent life insurance with a death benefit, the potential to accumulate cash value linked to a market index, and living-benefit riders on many contracts. Not a stock. Not a 401(k).

  • American home at golden hour

    Keep the house

    Mortgage Protection

    Coverage designed so a remaining mortgage is not dumped on a spouse or children. Many designs are term-based and some may return premium if you outlive the policy — depending on the contract.

  • Retired couple on a patio at sunset

    Retirement income

    Fixed Indexed Annuities

    A contract that can credit interest linked to a market index, with protection from index losses in down years. It is not a security and is not a direct investment in the stock market.

Simon Pullay, licensed advisor at Everglade Legacy Advisors

About me

Simon Pullay

Independent insurance professional · Everglade Legacy Advisors

National Producer # 20128364

I help families and working drivers look at life insurance, final expense, mortgage protection, and retirement-income contracts — without a sales-floor pitch. If a product is not a fit, you hear that on the call.

  • Compare products from multiple highly rated carriers
  • Straight talk on waiting periods, exams, and cost
  • Reviews that start with who you are protecting

How a review works

Pick a product. Answer a few questions. Book a time.

  1. 01

    Choose the coverage

    Final expense, IUL for truckers, mortgage protection, or a fixed indexed annuity.

  2. 02

    See if you qualify

    A short questionnaire. Your answers email the office with a Review ID.

  3. 03

    Pick a time

    Book directly on Google Calendar. About 15 minutes. No obligation.

Licenses & credentials

Look me up.

National Producer Number 20128364. Confirm licensing in your state through the NAIC lookup. Additional states may be supported through appropriately licensed partners.

Protect today. Empower tomorrow. Leave a legacy.

Choose the coverage that matches your household. Then see if you qualify.