Final Expense Life Insurance

What will your legacy be?

Help leave your family with memories—not the burden of funeral bills.

Offer not available in New York, New Jersey, or Pennsylvania.

Watch: How Final Expense Coverage Works.

1:07. On-screen captions are in the video. English captions are also in the player menu. Sound stays off until you press play.

Start my coverage review

Start with a few questions. Then choose whether to book a 15-minute phone call. No obligation to apply.

  • 15 minutes

    A weekday phone call

  • Eastern time

    You pick an open slot

  • No obligation

    You decide whether to apply

Reserve your review

Choose a time that works for you.

A 15-minute phone conversation. Weekdays only. All times are Eastern.

Everglade Legacy Advisors

15-minute phone review

Eastern

Pick an open weekday. The time is saved on the office calendar. No obligation to apply.

Prefer to call now

A plan for the people you love

  • Help with funeral costs and other expenses

    A benefit your beneficiaries can use for funeral costs, outstanding bills, or other needs.

  • No-medical-exam options

    Many final expense policies do not require a medical exam. Health questions and eligibility requirements vary by policy. Some policies have limited benefits during an initial waiting period.

  • Predictable payments and lasting coverage

    With a level-premium whole life policy, premiums stay the same and coverage can last for life while required premiums are paid.

Talk through your options with Simon

  1. 1

    Complete the short questionnaire.

  2. 2

    Simon follows up to understand your priorities and discuss available options. You can book a time after the request is accepted. The request still stands if you do not book.

  3. 3

    Decide whether applying for coverage makes sense for your needs and budget.

Requesting a review does not put insurance coverage in force.

What happens next

  1. 1

    Send a short request

    Answer a few questions. If delivery fails, your answers stay on the page so you can try again.

  2. 2

    Book only if you want to

    After the office accepts the request, you can choose a 15-minute weekday phone call. Booking is optional.

  3. 3

    Leave with a clear next step

    Simon explains costs, limitations, and whether the policy is worth exploring. A request is not an application.

Simon

About Simon

A conversation with a real person.

Hi, I'm Simon. My goal is to help families create a legacy they can be proud of, protecting the people they love and building generational wealth.

When I'm not helping a family build a legacy, I'm outside with my dogs, on a trail, working on my own.

Questions people ask first

What can the benefit help pay for?

A life insurance benefit can help your beneficiary with funeral costs, outstanding bills, or other needs. What is available depends on the policy and its benefit. It does not arrange the funeral or promise to pay every expense.

Will I need a medical exam?

Many final expense policies do not require a medical exam. Health questions and other eligibility requirements can still apply, and they vary by policy.

Can my premium increase?

With a level-premium whole life policy, premiums stay the same while the required premiums are paid. Other policy types can work differently. The contract controls the payment.

Is there a waiting period?

Some policies have limited benefits during an initial waiting period. Others may provide the full benefit when the policy takes effect. That depends on the policy and is explained before you apply.

What happens after I submit the questionnaire?

If the office accepts the request, you can choose a 15-minute weekday phone call. Booking is optional. You then decide whether applying makes sense. A request does not put coverage in force.