Life insurance for truckers and owner-operators
Your family loses a paycheck the day they lose you.
The mortgage, the groceries, and the kids do not pause. The legacy you leave behind can be the house and money to live on.
Offer not available in New York, New Jersey, or Pennsylvania.
The first step is a short questionnaire. No obligation to apply.
15 minutes
A weekday phone call
Eastern time
You pick an open slot
No obligation
You decide whether to apply
Reserve your review
Choose a time that works for you.
A 15-minute phone conversation. Weekdays only. All times are Eastern.
Everglade Legacy Advisors
15-minute phone review
Eastern
Pick an open weekday. The time is saved on the office calendar. No obligation to apply.
Who takes care of them?
You do your best to protect your family while you are alive. Who does it if you are no longer here?
Exam requirements vary.
Many applicants can apply without a doctor visit or blood test. It depends on the carrier, the amount, age, and health.
When a benefit can start.
Some policies pay the full death benefit once coverage is in force. Any waiting period is explained before you apply.
The house stays theirs.
A death benefit can help with the mortgage and the debt you would leave behind.
What the road does not pay for.
$8,300
Funeral with burial
2023 national median for a viewing and burial. The cemetery and vault are extra.
$6,280
Funeral with cremation
2023 national median for a viewing and cremation. Flowers and an obituary are extra.
$29,910
One year of college
The average 2024–25 budget for an in-state student at a public four-year college.
Funeral costs: National Funeral Directors Association, 2023 General Price List Study. College budget: College Board, Trends in College Pricing 2024.
The paycheck they lose
A secure home. Money to live on. A legacy for the kids.
You do your best to protect them while you are alive. If your paycheck stops, the house and the kids are the ones left holding the bills.
36%
Had to move
Families who relocated after they lost their main wage earner.
27%
Feel it within a month
Households that would feel the financial hit within a month if that paycheck died with you.
The house
Don’t make them sell it
A death benefit can keep the roof and leave money to live on.
The kids
They lose your income
School, groceries, and the debt you leave behind do not pause.
36% relocated: Guardian, 12th Annual Workplace Benefits Study. 27% within a month: LIMRA, 2025 Insurance Barometer.
Cash value
Build something for the years you can’t drive.
Most drivers never make a retirement plan. They assume the next load will always be there. The job ends. The bills do not.
67%
Have not saved enough to stop
Company drivers and leased owner-operators who cannot afford to quit.
36%
Keep driving for the money
The top reason they gave for having no plan to retire.
Pay in
Value can build while you earn
Cash value may grow inside the policy during the years you are still working.
Later
Use it when the road stops
Access your cash value for retirement or a year you cannot take a load. The death benefit stays for your family.
Driver figures: Commercial Carrier Journal, 2025 What Drivers Want survey of company drivers and leased owner-operators.
While you are living
Help at home if a serious illness takes you off the road.
Have a backup plan for your main income. A qualifying illness can take you off the road while the bills at home keep coming.
2 in 3
Live paycheck to paycheck
About two-thirds of consumers were living that way in late 2025.
24%
Nothing saved for an emergency
No cushion behind the paycheck. One missed check and the bills are still due.
Backup plan
For the income they count on
A living benefit can help with household bills if a qualifying illness stops the loads.
While you live
Not only after you die
On an eligible policy, part of the life insurance may be paid during a qualifying terminal illness.
Paycheck to paycheck: PYMNTS Intelligence, late 2025. No emergency savings: Bankrate Emergency Savings Report.
You work to keep a roof over their heads. Make a plan to help keep it there.
They lose your income.
Your spouse and your kids lose the paycheck the day they lose you. The mortgage, the groceries, and the debt are still due.
Give them the house. That is the legacy.
A death benefit can keep a roof over them and leave money to live on. That is the legacy you leave behind.
Leave them a way through school.
College does not wait. Fifteen minutes with Simon is how you find out what can be put in place. No medical exam. No blood test. Day-one protection. No obligation to apply.
15 minutes with Simon.
He shows what it costs and whether it fits your family. You do not apply on the call.
- What the policy would do for the people at home.
- What it costs, and whether it fits the budget.
- How cash value and a living benefit fit the plan.
- You decide what happens next. No obligation to apply.
What happens next
1
Send a short request
Answer a few questions. If delivery fails, your answers stay on the page so you can try again.
2
Book only if you want to
After the office accepts the request, you can choose a 15-minute weekday phone call. Booking is optional.
3
Leave with a clear next step
Simon explains costs, limitations, and whether the policy is worth exploring. A request is not an application.
About Simon
A conversation with a real person.
Hi, I'm Simon. My goal is to help families create a legacy they can be proud of, protecting the people they love and building generational wealth.
When I'm not helping a family build a legacy, I'm outside with my dogs, on a trail, working on my own.
Plain language
Who you want to look after comes first.
Then we talk through the coverage worth exploring.
20128364
National Producer Number
Look it up before you book.
Verify
Check the license yourself.
Verify this licenseoffice@evergladelegacyadvisors.com407-476-8216Facebook
Questions people ask first
What if my income changes?
Discuss the premium and what lower payments could mean for charges, cash value, and lapse risk. The review should fit the way you earn.
What if I already have life insurance?
Bring the amount, the type, and any coverage from work. Review what is already in place before considering more.
Can cash value be used later?
If value is available, a loan or withdrawal may be one way to use it. Either one reduces cash value and the death benefit and can have tax consequences or increase lapse risk.
Does being unable to drive trigger a benefit?
Not by itself. A terminal-illness benefit requires the policy’s qualifying diagnosis and other conditions. It is not disability or unemployment coverage.
Will I need a medical exam?
Requirements vary by carrier, product, age, and health. Simon can explain the application process and when an approved policy would take effect.
What happens after I send my request?
If the office accepts it, you can choose a 15-minute weekday phone call. Booking is optional. A request is not an application.
The people back home are worth making the plan today.
A short questionnaire starts the request. A 15-minute review is optional after it is accepted. No obligation to apply.